Terms of Service

1. Acceptance of Terms

By accessing or using the FinsCrisis website at finscrisis.com (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Website.

2. Description of Service

FinsCrisis provides a free, educational online resource covering the history and analysis of major global financial crises. The Website includes written content, a contact form for enquiries, and the provision of personalised educational guides upon request. All content and services are provided at no charge.

FinsCrisis is strictly an informational and educational resource. We do not offer, and will never offer, paid services of any kind through this Website.

3. No Financial Advice

Nothing on this Website constitutes, or should be construed as, financial advice, investment advice, legal advice, tax advice, or any other form of professional advice. The content is provided for general educational and informational purposes only.

You should not make any financial or investment decision based solely on information obtained from this Website. Always consult a qualified professional before making financial or investment decisions.

4. Intellectual Property

All original content on this Website — including text, design, graphics, and structural elements — is the intellectual property of FinsCrisis and is protected by applicable copyright law.

You may view, download, and print content from this Website for your own personal, non-commercial use, provided that you do not remove any copyright or attribution notices. You may not reproduce, distribute, modify, or otherwise exploit any content without our prior written permission.

5. User Conduct

When using this Website, you agree not to:

• Use the Website for any unlawful purpose or in violation of any applicable laws;
• Attempt to gain unauthorised access to any part of the Website or its infrastructure;
• Submit false, misleading, or fraudulent information through the contact form;
• Use automated tools to scrape, crawl, or harvest content in bulk without permission;
• Attempt to interfere with the proper functioning of the Website.

6. Accuracy of Information

We endeavour to ensure that all content on this Website is accurate, well-sourced, and up to date. However, we make no warranty as to the accuracy, completeness, or timeliness of any information published. We welcome corrections and will address identified errors promptly.

7. External Links

This Website may contain links to third-party websites for reference purposes. We are not responsible for the content or practices of those websites, and the inclusion of a link does not imply endorsement.

8. Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis, without warranties of any kind. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, FinsCrisis and its contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of this Website or its content.

10. Privacy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be indicated by an updated “Last Updated” date. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the relevant courts.

13. Contact

For questions regarding these Terms, please contact us at info@finscrisis.com.